Loans for individuals & businesses across Uganda

Loans for Individuals & Businesses Across Uganda.

From personal needs to working capital — we connect anyone to trusted lenders. Fast approvals. Transparent process.

Get a callback in 24 hours

Tell us briefly — we'll call you to start your application.

I consent to AfrikCap processing my personal data for this request, as described in the Privacy Policy and Terms.*

I expressly consent to my personal data being stored and processed outside Uganda — in the European Union (secure database), India (customer-relationship system) and the United States (analytics and email) — with contractual safeguards (Section 19, Data Protection and Privacy Act, Cap 97).*

I'd like to receive marketing and product updates from AfrikCap (optional — never blocks your request, withdraw anytime).

Prefer to fill the full application yourself? Apply online →

No credit check. No spam. We call you within 24 hours.

AI-powered • 60 seconds

See if you qualify in 60 seconds

Answer 8 light questions and our AI gives you an instant pre-qualification score. No documents needed. One of our team members will follow up to complete your application.

Instant feedback — know where you stand before applying
No NIN, no documents, no credit check at this stage
Our team calls you to walk through the full application
Indicative only — final approval depends on KYC review

60-second AI Pre-check

Check your eligibility instantly

8 quick questions. No documents. AI-powered. Your information is saved so our team can follow up.

I consent to AfrikCap processing my personal data for this request, as described in the Privacy Policy and Terms.*

I'd like to receive marketing and product updates from AfrikCap (optional — never blocks your request, withdraw anytime).

Pre-check is for informational use. Final approval depends on full KYC review.

How It Works

Get your loan in 3 simple steps

Submit Your Details

Fill in your business and financial information through our secure form.

Get Matched

We match you with verified banks and microfinance institutions.

Receive Your Loan

Get your loan directly from the approved lender. Simple and transparent.

For field agents

Download the AfrikCap Agent App

Capture loan applications anywhere in Uganda — even without internet. Your work is saved on the device and syncs automatically the moment you're back online.

Works offline — drafts auto-save on your phone
Auto-sync the moment network returns
Native camera + GPS for shop verification
Live AI score while you fill the form

Best on Android. Scan the QR code on the right with your phone — or click Install on this device to install on this laptop.

Scan with your phone or tablet

Opens the install page on any Android device — install from there.

Android phone

Android tablet

Why Trust AfrikCap?

Data Secure & Encrypted

Your information is protected with bank-grade security.

Licensed Institutions

We only partner with regulated financial institutions.

No Upfront Charges

Apply for free. No hidden fees or charges.

Transparent Process

Clear communication at every step of the process.

Get In Touch

Have questions? We're here to help.

support@afrikcap.com

Phone

+256 705205989

Location

Kampala, Uganda

Chat on WhatsApp