One request, sent to the right lender
Share what you need once. We route it to licensed lenders that fit your amount and purpose.
Loans for individuals & businesses across Uganda
AfrikCap connects you with licensed banks and microfinance institutions. One short request, and we match you with a lender that can review it.
~60 SECONDS · 8 QUESTIONS · NO DOCUMENTS · NO UPFRONT CHARGES
- Working capital
- School fees
- Agri-inputs & livestock
- Bodaboda
- Medical & emergency
- Distributor & supplier
- Salary advance
- Group / VSLA
- Asset purchase
- Home improvement
- Restock inventory
Borrow with complete clarity
We handle sourcing and matching. Licensed lenders handle everything that involves credit. Here is how the two fit together.
Tell us what you need, once.
Answer eight short questions online, request a callback, apply in full, or meet an AfrikCap field agent. No documents at this stage.
Start the pre-checkMatched to a licensed lender.
Our team calls you to complete the application, then routes it to a licensed institution whose loan types and size range fit your request.
Request a callbackThe lender decides and disburses.
The lender verifies your identity (KYC), assesses your application and sets the rate, fees and terms. If approved, it pays the loan to you directly.
Finance for what matters next
Whether it's family, a business or a big purchase, one request reaches the licensed lenders best suited to it.
Plan for your family's future.
School fees, medical bills or a home improvement. Tell us what you need once and we match you with licensed lenders that offer personal loans.
Grow your business with confidence.
Stock, equipment or working capital. We connect your business to licensed lenders whose products fit its size and needs.
Compare before you commit.
Each lender sets its own rates and terms. Ask for the total cost before you accept, and only go ahead when it's right for you.
AfrikCap in action03 videos
See if you qualify in about 60 seconds
No documents and no credit check at this stage. The result is indicative. Final approval depends on KYC and the lender's review.
Financing, with zero guesswork
How AfrikCap keeps finding a loan simple, free and fair.
Checks on every lender
We only work with licensed institutions, and it costs you nothing to apply through AfrikCap.
Individuals and businesses, both covered
From school fees to working capital, apply as a person or as a business.
Financing that matches you
Rates, amounts and terms are set by each lender. Before you accept an offer, ask for the total amount you will repay.
Individuals
For important personal and family expenses.
06types we source for
- Personal & salary advance
- Medical & emergency
- Education & school fees
- Asset purchase
- Home improvement
- Bodaboda
Businesses
For retailers, distributors, farmers and groups.
04types we source for
- Working capital & restocking
- Distributor & supplier
- Agriculture & livestock
- Group / VSLA
Frequently asked questions
AfrikCap is a loan sourcing and facilitation platform in Uganda. We connect individuals and businesses with licensed banks and microfinance institutions. We are not a lender.
No. There are no upfront charges to use the pre-check, request a callback or apply through AfrikCap.
The licensed lender. It verifies your identity (KYC), assesses your application, sets the rate, fees and terms, and, if approved, disburses the loan to you directly.
There is no credit check at the pre-check stage and no documents are needed. The result is indicative only; final approval depends on KYC and the lender's review.
Our team calls you within 24 hours to complete the full application, then matches it to a licensed lender whose products fit your request.
Your data is encrypted in transit and processed in the European Union (secure database), India (customer-relationship system) and the United States (analytics and email), with contractual safeguards under Section 19 of the Data Protection and Privacy Act (Cap 97). Email [email protected] to access, correct or delete it.
Talk to us
Request a callback and we'll call you within 24 hours to start your application.
Ready to find financing?
Start with a 60-second eligibility check and see what options may be available through AfrikCap's lending network.